Roofing Insurance Information for Repair or Replacement

We all need insurance to protect us from those expensive, unforeseen events. Take advantage of your rights as an insured home and/or business owner!

We specialize in Insurance Restorations!

When you call your insurance company, have a few things handy:

  1. Policy number
  2. Date of loss
  3. Type of loss
  4. Copy of your policy

insurance-claims-process_frisco-roofing

The Texas Department of Insurance recommends that your roofing contractor be present when your insurance adjustor arrives to inspect your home and roof. Insurance adjustors are often extremely busy after a major weather event, and may inadvertently miss or overlook an important aspect of your claim.

Get Help With Your Claim

Elevated Roofing Understands Insurance

Our Team Works with Major Insurance Companies Every Single Day. We Are Here To Help You!

Extensive roof damage means that you’ll be faced with filing complicated insurance claims, and roof contractor, Elevated Roofing is here to provide you with clear and accurate information throughout entire process. We understand the importance of providing your insurance company with detailed claim information, and we’ll be here to help, making certain that nothing is left to chance.

Get Help With Your Claim

Here are some Helpful Hints for your Insurance Claim

1)  After Adjustor Inspection

Once an adjustor has performed their inspection, they issue a proposal to the homeowner that should act as a guide for handling the claim. This is not a final settlement and in certain cases it is necessary to resubmit a counter proposal or call for a re-inspection if the type or scope of work differs significantly.

2) Limits On Policy Cancellation & Rising Rates

Your insurance company cannot cancel your policy or raise your rates for having to file a claim against your homeowner’s policy

3) Be Cautious With Lower Estimates

Often, insurance carriers will ask you to get three estimates for roof repair or replacement. This is not necessarily in your best interest. Though there are certain contractors that can do work for less than the fair market price, often someone must cut corners somewhere to make a profit. The savings by accepting a lower than market value bid is not money that can be applied towards your deductible. The savings is passed on to the insurance company.

You do not have to have an estimate. It is your insurance company’s responsibility to send a licensed adjuster to you home to do an inspection.

We recommend that you have us come out and meet with your adjuster in case there is a disagreement on the damage or scope of work.

Texas Insurance Carriers:

Allied – 800-282-1446
Allstate – 800-54-STORM
American Family – 800-374-1111
Amica – 800-24-AMICA
Anpac – 800-333-2860
Auto Owners – 888-CLAIM-AO
Encompass – 800-588-7400

Farmers – 800-435-776
Hartford – 800-243-5860
Liberty Mutual – 800-2CLAIMS
Nationwide – 800-421-3535
Safeco – 800-332-3226
State Farm – 800-SF-CLAIM
Travelers – 800-CLAIM33
USAA – 800-531-8222

Get Help With Your Claim

Elevated Roofing Understands Insurance

Our Team Works with Major Insurance Companies Every Single Day. We Are Here To Help You!

Extensive roof damage means that you’ll be faced with filing complicated insurance claims, and roof contractor, Elevated Roofing is here to provide you with clear and accurate information throughout entire process. We understand the importance of providing your insurance company with detailed claim information, and we’ll be here to help, making certain that nothing is left to chance.

Get Help With Your Claim